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Disability Benefits Programs

Use the Disability Benefits Assessment Tool to review the various disability benefits programs, assess your eligibility, and learn how to apply.

frequently-asked questions

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What benefits programs are accessible?

Disability Benefits Programs

There are several federal and provincial disability benefits programs available for persons living with long-term medical conditions. They include the following:

Canada Disability Benefit (CDB) - Monthly income payments;
Canadian Dental Care Plan (CDCP) - Free dental care;
Canada Disability Savings Bond (CDSB) - $20,000 benefit;
Canada Disability Savings Grant (CDSG) - $70,000 benefit;
Canada Pension Plan Disability (CPP-D) - Monthly income payments;
Guaranteed Access Program (GAP) - Final expenses for loved ones;
Disability Amount - Transferable credit for annual refunds;
Provincial Benefits Programs

Use the Disability Benefits Assessment Tool to review the various disability benefits programs, assess your eligibility, and learn how to apply.

Disability Benefits Assessment Tool

How do I collect my benefits?

The Process

There are four steps to collecting the disability benefits.

1. Eligibility

Determine a person's eligibility to collect from the various programs. Each program has its own criteria for qualification.
A person may determine their eligibility by using this tool: Disability Benefits Assessment Tool

2. Confirmation

Receive confirmation on a person's eligibility. If a person is not eligible, they will be informed as to the reason(s) why and directed to the appropriate resources to improve their eligibility, if applicable.
Direct links to each program are provided.

3. Apply

For a person that is eligible to collect disability benefits, they must apply to capture each benefit. In some cases, there are unclaimed amounts from previous years of eligibility that may be collected retroactively, depending on the program.

4. Collect

After confirming eligibility and applying for the benefit, a person may begin participating in the program. It is important to note that some programs require reapplication at various intervals to continue receiving the benefit.

Please Note: RDSP Canada does not collect any personal information. If you are deemed eligible for a benefits program, a direct link to the appropriate online application is provided. This is done to protect your privacy and help you remain secure while exploring these programs.

How much do i have to pay for this service?

Fees

There are no fees to use this service, it is free for Canadians living with a prolonged medical condition.

AM I eligible for the disability benefits?

Eligibility

To determine if you are eligible to collect disability benefits, you may use the assessment tool below:

Disability Benefits Assessment Tool

Please Note: RDSP Canada does not ask for personal information such as a person's address, SIN number, birthdate, etc. Please be sure to always protect your online privacy.